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Insurance for Complex Businesses, Powered by AI That Learns

Harper combines human expertise with AI that improves every day — helping you get faster quotes, smarter coverage, and better outcomes.

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AI That Learns About You

Most AI automates. Ours evolves.

AI Suggestion

It makes a recommendation

Human Feedback

We review and give feedback

System Improvement

The AI adjusts and improves

Smarter Results

It gets smarter next time

We Predict What You Need Before You Ask

Our AI listens across all client touchpoints — emails, calls, internal notes — to spot needs early. Then it prepares documentation and quotes before you're even ready to ask.

Faster policy binding

Less back-and-forth

Happier clients and underwriters

Industries We Serve

Our AI listens across all client touchpoints — emails, calls, internal notes — to spot needs early. Then it prepares documentation and quotes before you're even ready to ask.

Contractors

Tailored coverage for equipment-heavy operations, subcontractor liability, and job site risks.

Professional Services

Protection for consultants, agencies, and firms that provide advice or services — including E&O, cyber, and general liability.

Car Dealers & Repair Shops

Smart policies for inventory, test drive liability, and garage operations.

Trucking & Transportation

End-to-end coverage for long-haul, freight, and logistics businesses navigating multi-state compliance and cargo protection.

Results That Matter

The Proof Is in the Premiums

4.6

"With Harper, we got a tailored policy for our resort in two days. Their AI flagged a risk we didn’t even know we had."

Hotel Group CEO, Florida

4.6

"We switched to Harper from a traditional broker and cut our turnaround time by more than half. Their system just gets it — especially for fast-paced logistics."

Operations Director, National Freight Co.

4.6

"Harper helped us uncover a gap in our liability coverage that could have cost us millions. Their AI + human team gave us complete peace of mind."

General Counsel, Regional Auto Dealership Network

Built by Brokers and Engineers for the Modern Business

Harper is an AI-native insurance brokerage founded by former leaders from Goldman Sachs and Coinbase. We’re backed by Y Combinator and a team of forward-thinking investors.We started Harper because complex businesses deserve better than outdated forms and one-size-fits-all policies.

Ready to Get Smarter Coverage?

Let Harper help you save time, reduce risk, and grow with confidence.

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